Message from the CEO

We support individuals facing financial hardship, helping them manage debt and rebuild their financial lives. As Korea’s statutory body for credit counseling and debt relief, we help people who struggle with debt and credit issues restore their credit and improve their financial lives.

Through one-on-one counseling, we review each person’s financial situation and provide tailored solutions, including lower interest rates, debt reduction or cancellation, and repayment deferrals for those having difficulty in their payments.

We also work with the courts to help individuals apply for court-based rehabilitation and bankruptcy.



In addition, we provide microfinance services to those who continue making payments under their debt relief programs. We also offer financial education to help people build healthy financial habits.

We provide integrated credit-and-welfare counseling and credit-score improvement programs to help people strengthen their financial stability.
We aim to be a trusted financial partner, serving with care and professional standards.
We are committed to helping you overcome hardship and move toward financial recovery.